:root{--teal:#0f4c4c;--teal2:#166060;--mint:#e6f2f0;--amber:#d97b29;--amber2:#b85f14;--ink:#26313a;--mut:#5f6f7a;--ln:#dde7e5;--bg:#f6faf9;--r:14px;--sh:0 4px 20px rgba(15,76,76,.09);--shl:0 14px 40px rgba(15,76,76,.18)}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{font-family:'Public Sans','Segoe UI',system-ui,Arial,sans-serif;color:var(--ink);line-height:1.75;font-size:16.5px;background:#fff}
.w{max-width:1080px;margin:0 auto;padding:0 22px}
.tb{background:var(--teal);color:#d8ebe8;font-size:.82rem;padding:8px 0}.tb .w{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--ln);box-shadow:0 2px 12px rgba(15,76,76,.06)}
header .w{display:flex;align-items:center;justify-content:space-between;gap:14px;padding-top:13px;padding-bottom:13px}
.lg{font-weight:800;font-size:1.1rem;color:var(--teal);text-decoration:none;letter-spacing:-.01em}
nav{display:flex;gap:18px;flex-wrap:wrap}nav a{color:var(--mut);text-decoration:none;font-size:.9rem;font-weight:600}nav a:hover{color:var(--teal)}
.cb{display:inline-flex;align-items:center;gap:8px;background:var(--amber);color:#fff;font-weight:700;padding:11px 20px;border-radius:10px;text-decoration:none;box-shadow:0 4px 14px rgba(217,123,41,.35);transition:.2s}
.cb:hover{background:var(--amber2);transform:translateY(-1px)}
.hero{background:linear-gradient(120deg,var(--mint) 0%,#f2f8f7 60%,#fdf6ee 100%);padding:64px 0;border-bottom:1px solid var(--ln)}
.hero .w{display:grid;grid-template-columns:1.5fr 1fr;gap:44px;align-items:center}
@media(max-width:860px){.hero .w{grid-template-columns:1fr}}
.crumb{font-size:.83rem;color:var(--mut);margin-bottom:14px}.crumb a{color:var(--teal2)}
h1{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.18;font-weight:800;color:var(--teal);letter-spacing:-.02em;margin-bottom:16px}
.lede{color:#41525d;font-size:1.05rem;margin-bottom:24px}
.hero .card{background:var(--teal);color:#fff;border-radius:18px;padding:30px;box-shadow:var(--shl);text-align:center}
.hero .card h3{font-size:1rem;margin-bottom:6px;color:#cfe8e4}
.hero .card a.num{display:block;color:#ffcf9e;font-size:1.55rem;font-weight:800;text-decoration:none;margin:6px 0 10px}
.hero .card p{font-size:.85rem;color:#bcd9d5}
.badges{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}
.bd{background:#fff;border:1px solid var(--ln);border-radius:8px;padding:6px 13px;font-size:.82rem;font-weight:600;color:var(--teal2)}
main{padding:52px 0}
.cols{display:grid;grid-template-columns:1fr 300px;gap:44px;align-items:start}
@media(max-width:880px){.cols{grid-template-columns:1fr}}
article h2{font-size:1.45rem;font-weight:800;color:var(--teal);margin:34px 0 12px;letter-spacing:-.01em}
article h2:first-child{margin-top:0}article h3{font-size:1.08rem;color:var(--teal2);margin:20px 0 8px}
article p{margin-bottom:15px;color:#38464f}
article ul{margin:0 0 16px 2px;list-style:none}
article li{padding:0 0 9px 26px;position:relative;color:#38464f}
article li::before{content:"";position:absolute;left:0;top:9px;width:14px;height:14px;border-radius:4px;background:var(--amber);opacity:.85}
.tip{background:#fdf3e7;border:1px solid #f3d9b8;border-radius:10px;padding:16px 20px;margin:22px 0;font-size:.96rem}
.rail .bx{background:var(--bg);border:1px solid var(--ln);border-radius:var(--r);padding:22px;margin-bottom:18px;box-shadow:var(--sh)}
.rail h4{font-size:.95rem;font-weight:800;color:var(--teal);margin-bottom:10px}
.rail ul{list-style:none}.rail li{border-bottom:1px solid var(--ln)}.rail li:last-child{border:0}
.rail a{display:block;padding:8px 2px;color:#38464f;text-decoration:none;font-size:.9rem;font-weight:600}.rail a:hover{color:var(--amber2)}.rail a.on{color:var(--amber2)}
.rel{background:var(--bg);border-top:1px solid var(--ln);padding:54px 0}
.rel h2{font-size:1.5rem;font-weight:800;color:var(--teal);margin-bottom:22px}
.gr{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.tile{background:#fff;border:1px solid var(--ln);border-left:5px solid var(--amber);border-radius:12px;padding:22px;text-decoration:none;box-shadow:var(--sh);transition:.22s}
.tile:hover{transform:translateY(-4px);box-shadow:var(--shl)}
.tile h3{color:var(--teal);font-size:1rem;font-weight:800;margin-bottom:5px}.tile p{color:var(--mut);font-size:.87rem;line-height:1.5}
.faqs{padding:54px 0}.faqs h2{font-size:1.5rem;font-weight:800;color:var(--teal);margin-bottom:20px}
details{border:1px solid var(--ln);border-radius:10px;margin-bottom:10px;background:#fff;box-shadow:var(--sh)}
summary{cursor:pointer;list-style:none;padding:15px 20px;font-weight:700;color:var(--teal);display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}summary::after{content:"▾";color:var(--amber);transition:.2s}details[open] summary::after{transform:rotate(180deg)}
details .a{padding:0 20px 16px;color:#38464f}
.cta2{background:linear-gradient(130deg,var(--teal),var(--teal2));border-radius:18px;color:#fff;padding:44px 34px;text-align:center;margin-top:40px}
.cta2 h2{font-size:1.6rem;font-weight:800;margin-bottom:8px}.cta2 p{color:#cfe8e4;margin-bottom:20px}
footer{background:#12302f;color:#9dbcb8;padding:48px 0 26px;font-size:.88rem;margin-top:60px}
footer .c3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px;margin-bottom:30px}
@media(max-width:740px){footer .c3{grid-template-columns:1fr}}
footer h5{color:#fff;font-size:.92rem;margin-bottom:12px}footer ul{list-style:none}footer a{color:#9dbcb8;text-decoration:none;display:block;padding:3px 0}footer a:hover{color:#fff}
.lgl{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:.76rem;line-height:1.6;color:#7fa19d}
.mob{display:none;position:fixed;bottom:0;left:0;right:0;z-index:50;background:var(--amber);padding:11px;text-align:center}
.mob a{color:#fff;font-weight:800;text-decoration:none}
@media(max-width:740px){.mob{display:block}body{padding-bottom:52px}nav{display:none}}